Properties / 3785 E STRAWBERRY Drive
VA ASSUMABLERate: 6.76%

3785 E STRAWBERRY Drive

$1,125,000
Gilbert, AZ 85298
4 beds3 baths3,465 sqftSingle Family
The assumable advantage
6.76%
VA assumed rate
$62,460 interest already paid off
Estimated Loan Balance$734,477
Cash to close$389,835
Est. Monthly PITI$5,392
Initial Loan Amount$743,760
Time on site2 days
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$390,523
Cash or secondary financing
Monthly savings
$1,805
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

This stunning single-level Redwood floor plan, one of the most popular designs, offers four bedrooms, three baths, and an exceptional layout designed with privacy and entertaining in mind. The gorgeous iron courtyard door makes a striking first impression and sets the tone for what awaits inside. Step into soaring 12-foot ceilings, an open floor plan, and an abundance of natural light. The spacious great room flows seamlessly into the breakfast nook and adjoining family room, creating the perfect setting for everyday living or entertaining. At the heart of the home is the beautifully appointed kitchen, featuring stainless steel appliances, upgraded cabinetry, an abundance of storage, and an oversized quartz island that becomes the natural gathering place for family and friends. Open the expansive sliders and take the entertaining outdoors, creating an effortless indoor-outdoor living experience. The split-bedroom design provides privacy for everyone. One side of the home features a private retreat with two adjoining bedrooms and bathrooms, while the opposite side offers an additional den or office and another bedroom with its own bath. With multiple living arrangements, this home is ideal for families, long-term guests, or anyone who wants flexible space for work and everyday living. And then there's the backyard -- your own private resort-style retreat. Enjoy a sparkling pool with waterfalls and deck jets, a relaxing spa and commercial-grade misters, fire pit, and an impressive outdoor kitchen complete with all the amenities you'd expect indoors. It's the perfect space for relaxing, entertaining, and enjoying Arizona living year-round. The oversized three-car garage offers an abundance of cabinetry and storage, plus an infrared sauna -- an incredible bonus that takes this home to another level. With desirable north-south exposure, beautiful community parks, lush green spaces, splash pads, and multiple playgrounds, this home offers not only an exceptional property, but an incredible lifestyle. This is a home where thoughtful design, privacy, indoor-outdoor living, and resort-style amenities truly come together.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $390,523. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,465
Property typeSingle Family
MLS #7077898
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,829/mo
Source est. payment (PITI)
$5,392/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$390,523

Asking price minus remaining loan balance. Closing costs are additional.

$0$390,523
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.