Properties / 2092 E ESCONDIDO Place
FHA ASSUMABLERate: 7.17%

2092 E ESCONDIDO Place

$415,000
Casa Grande, AZ 85122
3 beds2 baths1,721 sqftSingle Family
The assumable advantage
7.17%
FHA assumed rate
$53,565 interest already paid off
Estimated Loan Balance$306,418
Cash to close$109,446
Est. Monthly PITI$2,540
Initial Loan Amount$312,795
Time on site50 days
Remaining Term27 years, 8 months
Seller's equity (what you pay)
$108,582
Cash or secondary financing
Monthly savings
$322
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Discover this charming single-story home in Casa Grande! Nestled in a quiet cul-de-sac, offering 3 bedrooms plus den, 2 bathrooms, and a 2-car garage plus RV gates! Inside, you'll find bright and inviting living spaces ready to bring you joy, showcasing tile floors, contemporary lighting, plenty of natural light, and a soothing palette that makes every area feel warm and welcoming. Whip up your signature dishes in the spotless kitchen, equipped with pristine white cabinetry, granite countertops, SS appliances, and an island, perfect for midnight snacks. The spacious den is perfect for a home office or hobby area. Get a good night's sleep in the main retreat, including a bathroom with double sinks and a walk-in closet for an easily organized wardrobe. Enjoy year-round entertainment in the backyard, complete with a covered patio perfect for morning coffee, artificial grass, and a refreshing pool ideal for sunny days! Hurry up, this gem won't last!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $108,582. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,721
Property typeSingle Family
MLS #7037050
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,125/mo
Source est. payment (PITI)
$2,540/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$108,582

Asking price minus remaining loan balance. Closing costs are additional.

$0$108,582
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.