Why wait for a new build, get a small lot & guess at the finished product? Gorgeous single level, 4 bed, 2 bath, almost 2,300 sq ft home w/ huge 10, 400 sq ft lot, in wonderful Sorrento. Sellers installed shutters, new flooring 2026, interior & exterior paint 2026, new appliances, faucets, light fixtures, A/C 2025, R/O & Water Softener 2024, hot water heater 2023. Large kitchen w/ cherry staggered cabinets w/ crown molding, stainless steel appliances, granite countertops, farm sink, and walk-in pantry. Primary bath dual sinks, separate shower & garden tub and walk-in closet! French doors lead to an expansive covered patio & backyard made for entertaining. Sorrento offers parks, picnic areas, splash pad, basketball & tennis courts. This will be one LUCKY buyer!!! Just pack and move-in!!!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $107,844. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.