Properties / 23072 W KIMBERLY Drive
VA ASSUMABLERate: 4.55%

23072 W KIMBERLY Drive

$540,000
Buckeye, AZ 85326
5 beds3 baths3,112 sqftSingle Family
The assumable advantage
4.55%
VA assumed rate
$60,100 interest already paid off
Estimated Loan Balance$156,382
Cash to close$385,278
Est. Monthly PITI$1,279
Initial Loan Amount$181,000
Time on site50 days
Remaining Term22 years, 2 months
Seller's equity (what you pay)
$383,618
Cash or secondary financing
Monthly savings
$2,251
Versus today's market rate
Est. savings per year
$27K
Versus today's market rate

About this home

Uniquely designed remodel in this 5 bedroom, 3 bath home on a spacious corner lot. Upstairs features a large primary suite & en suite with dual sinks, & a generous walk-in closet. Additional 3 bedrooms upstairs. Downstairs is the beautifully pdated eat-in kitchen, which includes a breakfast bar & opens to the inviting family room, with a separate dformal ining area flowing into the living room, ideal for entertaining. Also downstairs is an additional bedroom & full guest bath, perfect for guests or multigenerational living, plus a large laundry room with built-in cabinets for added storage & convenience. Nice size 3 car garage. Leased solar. Relaxing biking & walking paths, playgrounds & basketball. Shopping, restaurants & close to I-10 for quick access around the Metro area.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $383,618. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet3,112
Property typeSingle Family
MLS #7006275
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$934/mo
Source est. payment (PITI)
$1,279/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$383,618

Asking price minus remaining loan balance. Closing costs are additional.

$0$383,618
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.