Take advantage of a rare VA assumable loan at just 4.625%. This beautiful newer single-story home features 3 bedrooms, 2 bathrooms, and a versatile flex space. The thoughtfully designed open-concept floor plan is perfect for modern living and entertaining. The kitchen offers espresso cabinetry, granite countertops, a motion-sensor faucet, recessed lighting, and stainless steel appliances. Tile flooring runs throughout the main living areas, with carpet in the bedrooms. Energy-efficient features include dual-pane Low-E windows and a 14 SEER HVAC system. Smart home upgrades include a Honeywell thermostat, Kwikset Z-Wave lock, video doorbell, touchscreen panel, 9-ft ceilings, pre-wiring for ceiling fans, desert landscaping and a convenient location near shopping and dining.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.