ASSUMABLE VA LOAN AT 3.1% Bring all the toys! This home is designed for adventure with a 3-car garage, extended concrete driveway, oversized RV gate, and HOA-approved RV parking--perfect for your RV, boat, trailer, side-by-side, or other toys. Inside you'll find an open floor plan, a private office with double doors, and a kitchen featuring beautiful quartz countertops, a gas range, stainless steel appliances, and a butler's pantry. Plantation shutters throughout add timeless style and privacy. The thoughtful split floor plan offers a private guest suite with its own bath, a Jack-and-Jill bath between two secondary bedrooms, and walk-in closets in every bedroom. Enjoy a low-maintenance backyard with a paver patio and synthetic turf. Ask about the potential interest rate buydown!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $156,622. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.