Properties / 3502 S 335TH Avenue
VA ASSUMABLERate: 3.07%

3502 S 335TH Avenue

$325,000
Tonopah, AZ 85354
3 beds2 baths2,016 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$35,293 interest already paid off
Estimated Loan Balance$237,098
Cash to close$91,900
Est. Monthly PITI$1,265
Initial Loan Amount$259,000
Time on site50 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$87,902
Cash or secondary financing
Monthly savings
$794
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

Enjoy peaceful country living in this well-maintained 2019 Energy Efficient manufactured home featuring 3 bedrooms, 2 bathrooms, and 2,016 sq ft of open living space. Situated on over 1.1 acres with no HOA, this property offers privacy, room for animals, toys, or future expansion. The home includes an open eat-in kitchen, spacious living areas, and a primary suite with a separate tub and shower. Shared well and septic, water softener & owned solar. Take in beautiful desert and mountain views while enjoying the freedom of rural living with easy access to nearby amenities. A great opportunity to own land and space in Tonopah!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $87,902. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,016
Property typeSingle Family
MLS #6955689
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,123/mo
Source est. payment (PITI)
$1,265/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$87,902

Asking price minus remaining loan balance. Closing costs are additional.

$0$87,902
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.