Properties / 17200 W BELL Road
VA ASSUMABLERate: 3.07%

17200 W BELL Road

$259,900
Surprise, AZ 85374
2 beds2 baths1,210 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$31,887 interest already paid off
Estimated Loan Balance$215,547
Cash to close$48,844
Est. Monthly PITI$1,210
Initial Loan Amount$234,000
Time on site50 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$44,353
Cash or secondary financing
Monthly savings
$514
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Welcome to this charming, move-in-ready 2-bedroom, 2-bath double-wide home! The spacious primary suite features a private ensuite with dual sinks and a convenient step-in shower. The bright, open floor plan offers a well-appointed kitchen with a center island, perfect for everyday living and entertaining. The versatile second bedroom includes a built-in desk and Murphy bed, making it ideal for guests or a home office. Relax and enjoy the Arizona lifestyle from the south-facing screened-in porch. Additional features include an attractive stucco exterior, extra storage shed, and furniture and furnishings included for an easy move. Golf cart included with an accepted offer! A wonderful opportunity to enjoy a comfortable, low-maintenance home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $44,353. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,210
Property typeSingle Family
MLS #6932916
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,019/mo
Source est. payment (PITI)
$1,210/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$44,353

Asking price minus remaining loan balance. Closing costs are additional.

$0$44,353
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.