Properties / 4336 DEANNA Drive
VA ASSUMABLERate: 7.62%

4336 DEANNA Drive

$340,000
Sierra Vista, AZ 85650
3 beds2 baths1,411 sqftSingle Family
The assumable advantage
7.62%
VA assumed rate
$66,654 interest already paid off
Estimated Loan Balance$324,078
Cash to close$16,212
Est. Monthly PITI$2,630
Initial Loan Amount$332,000
Time on site38 days
Remaining Term27 years, 4 months
Seller's equity (what you pay)
$15,922
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Located just across the street from the community clubhouse! Very clean and well maintained home. Stainless steel appliances and lots of cabinetry, granite countertops throughout! Custom wrought iron fence in the front patio. Low maintenance backyard with established fruit trees. Lots of community amenities to include three heated pools, weight room, and much more!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $15,922. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,411
Property typeSingle Family
MLS #7062287
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,353/mo
Source est. payment (PITI)
$2,630/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$15,922

Asking price minus remaining loan balance. Closing costs are additional.

$0$15,922
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.