Properties / 6776 E VIA ARROYO LARGO
VA ASSUMABLERate: 3.92%

6776 E VIA ARROYO LARGO

$425,000
Tucson, AZ 85756
4 beds3 baths2,375 sqftSingle Family
The assumable advantage
3.92%
VA assumed rate
$61,585 interest already paid off
Estimated Loan Balance$328,159
Cash to close$97,461
Est. Monthly PITI$2,122
Initial Loan Amount$357,739
Time on site43 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$96,841
Cash or secondary financing
Monthly savings
$808
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

Welcome home to your 4 bedroom, 3 full bath, 2018-built single-story retreat located in the award winning Vail School District with a 3.25% (3.32% APR) assumable VA loan. The heart of this home is an inviting kitchen with granite countertops, gas range, walk-in pantry and pocket office nook overlooking a spacious great room. The home features four bedrooms, including a beautiful primary suite with private bath and oversized walk-in closet. One of the other 3 bedrooms has it's own full bathroom and a walk in closet, giving you the flexibility to use it as a mother-in-law suite, private guest suite, etc. Plantation shutters, zebra blinds, and upgraded flooring are additional highlights. The yard is complete with pavers and turf with a long covered patio for plenty of seating options. Located in the highly desirable La Estancia community where you will love the great selection of schools available within the sought after Vail School District. La Estancia has direct access to 'The Loop', an interconnected system of more than 130 miles of paved pathways and bike lanes, as well as two community pools, splash-pad, basketball court, pickleball courts, playgrounds, and more than 8 beautiful parks. La Estancia is within close proximity to many major employers, including Davis-Monthan AFB, Tucson International Airport, UA Tech Park, Raytheon and Amazon. Reach out for your private look of this stunning upgraded home today!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $96,841. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,375
Property typeSingle Family
MLS #7060215
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,698/mo
Source est. payment (PITI)
$2,122/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$96,841

Asking price minus remaining loan balance. Closing costs are additional.

$0$96,841
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.