Properties / 3315 W SUNLAND Avenue
VA ASSUMABLERate: 3.76%

3315 W SUNLAND Avenue

$339,900
Phoenix, AZ 85041
3 beds2 baths1,310 sqftSingle Family
The assumable advantage
3.76%
VA assumed rate
$65,154 interest already paid off
Estimated Loan Balance$379,536
Cash to close$0
Est. Monthly PITI$2,165
Initial Loan Amount$409,220
Time on site50 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$82
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Bank-approved price at $345,000. Experience the perfect blend of style and efficiency in this stunning 1,310 sq. ft. residence. Built in 2006, this home offers the peace of mind of modern construction paired with a high-end designer aesthetic that feels brand new. From the moment you enter, the soaring vaulted ceilings of this thoughtfully designed 3-bedroom, 2-bathroom floor plan maximize every square inch for comfortable, open-concept living. Durable tile flooring in high-traffic areas, stylish ceiling fans, and large windows that bathe the home in natural light

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,310
Property typeSingle Family
MLS #6999587
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,923/mo
Source est. payment (PITI)
$2,165/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.