Properties / 47 NORTHRIDGE Circle
VA ASSUMABLERate: 2.48%

47 NORTHRIDGE Circle

$339,000
Wickenburg, AZ 85390
3 beds4 baths1,915 sqftSingle Family
The assumable advantage
2.48%
VA assumed rate
$17,385 interest already paid off
Estimated Loan Balance$112,876
Cash to close$227,241
Est. Monthly PITI$830
Initial Loan Amount$135,130
Time on site50 days
Remaining Term19 years, 5 months
Seller's equity (what you pay)
$226,124
Cash or secondary financing
Monthly savings
$1,388
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

SPACIOUS 3BD 3.5BA centrally located Wickenburg townhome. Come and enjoy all that this move-in ready home has to offer. Two(2) primary suites with walk-in closets + bath. Enjoy one(1) additional guest bedroom and a very comfortable loft for game room, TV room, office, etc...Backyard is fully fenced, fruit trees for shade, built-in BBQ. This property also features a 2-car attached garage. This townhome will make a great full-time, winter visitor or investor home. Priced to sell!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $226,124. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms4
Square feet1,915
Property typeSingle Family
MLS #7050836
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$611/mo
Source est. payment (PITI)
$830/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$226,124

Asking price minus remaining loan balance. Closing costs are additional.

$0$226,124
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.