Properties / 22274 N DANIEL Drive
FHA ASSUMABLERate: 6.81%

22274 N DANIEL Drive

$715,000
Maricopa, AZ 85138
3 beds3 baths2,556 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$108,453 interest already paid off
Estimated Loan Balance$525,002
Cash to close$192,733
Est. Monthly PITI$4,331
Initial Loan Amount$539,427
Time on site50 days
Remaining Term27 years, 1 month
Seller's equity (what you pay)
$189,998
Cash or secondary financing
Monthly savings
$675
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

This is your opportunity to own a rare RV garage home on the lake! Inside, you'll find a fully upgraded, one-of-a-kind kitchen that truly sets this home apart. Designed for both everyday living and entertaining, the kitchen features an industrial-style double oven with gas range, separate fridge and freezer, and a custom hood that creates a stunning focal point. Step outside to a backyard that is already thoughtfully started, giving you the chance to add your own vision and finishing touches. A retaining wall has been professionally built to accommodate a future pool, making it easy to create your dream outdoor oasis while enjoying beautiful lake views. Homes with lakefront views, RV garage space, and a chef-style kitchen rarely become available--don't miss this incredible opportunity.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $189,998. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,556
Property typeSingle Family
MLS #7008487
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,542/mo
Source est. payment (PITI)
$4,331/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$189,998

Asking price minus remaining loan balance. Closing costs are additional.

$0$189,998
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.