Properties / 35672 W SAN ILDEFANSO Avenue
FHA ASSUMABLERate: 7.09%

35672 W SAN ILDEFANSO Avenue

$305,000
Maricopa, AZ 85138
3 beds2 baths1,526 sqftSingle Family
The assumable advantage
7.09%
FHA assumed rate
$44,949 interest already paid off
Estimated Loan Balance$278,473
Cash to close$26,261
Est. Monthly PITI$2,324
Initial Loan Amount$284,900
Time on site0 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$26,527
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Built in 2023, this 3-bedroom, 2-bath home offers 1,526 sq ft of comfortable living space and a great opportunity for a buyer or investor looking to add their own finishing touches. The energy-efficient design, newer construction and functional floor plan provide a solid foundation, while a little cosmetic TLC can make this home shine. Both the front and backyard are already landscaped with irrigation, making outdoor maintenance easy. Conveniently located near schools, parks and neighborhood amenities. Whether you're looking for a primary residence or an investment property with rental potential, this newer home offers plenty of possibilities. Bring your vision and make it your own!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $26,527. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,526
Property typeSingle Family
MLS #7077560
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,913/mo
Source est. payment (PITI)
$2,324/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$26,527

Asking price minus remaining loan balance. Closing costs are additional.

$0$26,527
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.