Properties / 4503 S ANTONIO
VA ASSUMABLERate: 2.67%

4503 S ANTONIO

$550,000
Mesa, AZ 85212
4 beds3 baths2,563 sqftSingle Family
The assumable advantage
2.67%
VA assumed rate
$55,793 interest already paid off
Estimated Loan Balance$353,649
Cash to close$195,503
Est. Monthly PITI$1,974
Initial Loan Amount$405,000
Time on site0 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$196,351
Cash or secondary financing
Monthly savings
$1,608
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

Welcome to this spacious 2,563 sq ft home offering 4 bedrooms, 2.5 bathrooms, and the perfect blend of comfort, efficiency, and convenience. Enjoy updated appliances, interior paint completed in 2022, a newer water heater, tile roof, and a whole-house 4-stage water filtration system. Step outside to your own backyard retreat featuring a sparkling pool with a newer pump and filters. Owned solar adds energy efficiency, while surround sound, a security system, and Ethernet drops provide added technology and convenience. Ideally located near Phoenix-Mesa Gateway Airport with easy access to U.S. 60 and Loop 202, this home offers space, thoughtful upgrades, and a great location for enjoying everything the East Valley has to offer! See Features List in Document Tab

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $196,351. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,563
Property typeSingle Family
MLS #7077677
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,636/mo
Source est. payment (PITI)
$1,974/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$196,351

Asking price minus remaining loan balance. Closing costs are additional.

$0$196,351
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.