Properties / 3405 W SUNNYSIDE Avenue
FHA ASSUMABLERate: 6.89%

3405 W SUNNYSIDE Avenue

$359,900
Phoenix, AZ 85029
4 beds2 baths1,652 sqftSingle Family
The assumable advantage
6.89%
FHA assumed rate
$3,141 interest already paid off
Estimated Loan Balance$31,975
Cash to close$327,925
Est. Monthly PITI$453
Initial Loan Amount$32,399
Time on site13 days
Remaining Term28 years, 8 months
Seller's equity (what you pay)
$327,925
Cash or secondary financing
Monthly savings
$1,909
Versus today's market rate
Est. savings per year
$23K
Versus today's market rate

About this home

Welcome to Westown! This charming 4-bedroom, 2-bath home offers approximately 1,652 sq. ft. and a spacious lot with plenty of room to enjoy the Arizona outdoors. The mature shade tree and generous front yard create a welcoming setting, while the covered parking and RV gate add everyday convenience and versatility. Inside, the functional floor plan offers comfortable living spaces and four bedrooms with room for family, guests, an office, or hobbies. The expansive backyard provides plenty of space for entertaining, pets, storage, or creating your own outdoor retreat. Ideally located near shopping, dining, parks, schools, and major routes. Come see the possibilities and make this Westown home your own!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $327,925. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,652
Property typeSingle Family
MLS #7073170
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$213/mo
Source est. payment (PITI)
$453/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$327,925

Asking price minus remaining loan balance. Closing costs are additional.

$0$327,925
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.