Move-in ready and beautifully upgraded, this home in the desirable Rancho Mercado community offers the perfect blend of style, comfort, and convenience. 3 bedrooms, 2.5 bathrooms and 1637 SQFT. Step inside to find an inviting great room, a kitchen that features gorgeous quartz countertops, soft-close cabinetry, and stainless steel appliances and a reverse osmosis water filtration. The washer, dryer, and refrigerator are all included! Retreat to the spacious primary suite, featuring a luxurious walk-in shower, dual-sink vanity, and an oversized walk-in closet. Outside, enjoy your own private yard with a brand-new pavered patio and low-maintenance synthetic turf. Plus, the HOA takes care of front yard landscaping, so you can enjoy a manicured curb appeal without lifting a finger. Rancho Mercado residents enjoy a community pool and playground, all just minutes from premier shopping and dining in North Surprise and North Peoria, with quick access to the Loop 303 for an easy commute anywhere in the Valley.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $3,252. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.