Properties / 18757 W COLTER Street
FHA ASSUMABLERate: 7.07%

18757 W COLTER Street

$369,900
Litchfield Park, AZ 85340
3 beds2 baths1,680 sqftSingle Family
The assumable advantage
7.07%
FHA assumed rate
$78,526 interest already paid off
Estimated Loan Balance$387,148
Cash to close$0
Est. Monthly PITI$3,182
Initial Loan Amount$397,664
Time on site50 days
Remaining Term27 years, 2 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PRE-APPROVED PRICE! Discover this charming 3-bedroom home with a great curb appeal, a manicured landscape, and a 2-car garage! Inside, you'll find sizable living spaces ready to bring you joy, showcasing tile flooring, contemporary lighting, sliding doors to the patio, and neutral colors. The impeccable kitchen displays staggered cabinets with crown molding finishes, tile backsplash, sleek granite counters, SS appliances & an island, perfect for quick bites and casual conversations. The primary bedroom is a true retreat, offering a practical walk-in closet & a private bathroom with dual sinks and a separate shower & tub. Gather with your loved ones in the backyard, including a covered patio perfect for morning coffee, ample seating space, and a shed for added organization. Make it yours!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,680
Property typeSingle Family
MLS #7047562
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,675/mo
Source est. payment (PITI)
$3,182/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.