Properties / 30196 W CRITTENDEN Lane
VA ASSUMABLERate: 6.5%

30196 W CRITTENDEN Lane

$415,000
Buckeye, AZ 85396
3 beds3 baths2,575 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$47,588 interest already paid off
Estimated Loan Balance$396,030
Cash to close$19,374
Est. Monthly PITI$2,864
Initial Loan Amount$403,306
Time on site44 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$18,970
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PRIVATE POOL • PAID-OFF SOLAR • 3-CAR GARAGE • OVERSIZED LOFT • 2,575 SQ FT This move-in-ready home offers one of the most compelling value opportunities in the West Valley with a private pool, fully owned solar system, 3-car garage, and over 2,500 square feet of thoughtfully designed living space. The open-concept floor plan is designed for both everyday living and entertaining, featuring tile flooring throughout the main level, a spacious family room, and a bright kitchen with abundant white cabinetry, a center island, stainless steel appliances, pantry, and adjoining dining area. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath. The oversized secondary bedrooms each feature a walk-in closet and are connected by a Jack-and-Jill bathroom, creating a spacious, functional layout that's perfect for family, guests, or growing households. The expansive loft offers exceptional flexibility and is ideal as a home office, media room, playroom, fitness area, guest retreat, or future bedroom conversion. Convenient upstairs laundry adds to the home's thoughtful and functional layout. Step outside to your own backyard oasis featuring a sparkling private pool, covered patio, low-maintenance synthetic turf, and a separate fenced area that's perfect for pets, play, or keeping little ones close while enjoying the outdoors. One of this home's standout features is the fully owned solar system, providing long-term energy savings with no solar loan or lease to assume. Located in the master-planned community of Tartesso, you'll enjoy parks, playgrounds, splash pads, walking trails, sports courts, and a true neighborhood atmosphere while enjoying significantly more home, yard, and amenities for your money than many surrounding communities. With a private pool, paid-off solar, a 3-car garage, oversized loft, and over 2,500 square feet, this is one of the few opportunities to own a home with this combination of features at this price point in the West Valley. Whether you're comparing resale homes or new construction, this home delivers the upgrades, space, and energy efficiency that buyers are searching for without the added expense of installing them yourself. Homes offering a private pool, paid-off solar, a 3-car garage, and flexible living space at this price point are becoming increasingly difficult to find. Come experience the space, value, and lifestyle that make this home, and Tartesso, stand out.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $18,970. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,575
Property typeSingle Family
MLS #7059744
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,554/mo
Source est. payment (PITI)
$2,864/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$18,970

Asking price minus remaining loan balance. Closing costs are additional.

$0$18,970
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.