Properties / 24246 W HOPI Street
FHA ASSUMABLERate: 6.44%

24246 W HOPI Street

$445,000
Buckeye, AZ 85326
4 beds3 baths2,049 sqftSingle Family
The assumable advantage
6.44%
FHA assumed rate
$47,971 interest already paid off
Estimated Loan Balance$385,579
Cash to close$60,218
Est. Monthly PITI$3,009
Initial Loan Amount$392,744
Time on site52 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$59,421
Cash or secondary financing
Monthly savings
$149
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

APPROVED SHORT SALE. Like new and move-in ready! Built in 2024, this beautifully designed home offers the perfect combination of modern style, functionality, and energy efficiency. Featuring 4 bedrooms + a versatile flex room, 3 full bathrooms, and an open-concept layout designed for comfortable everyday living. The gourmet kitchen is the heart of the home, showcasing granite countertops, a large center island, abundant cabinetry, an oversized walk-in pantry, stainless steel appliances, and plantation shutters throughout the home, creating a bright, elegant, and inviting atmosphere. The thoughtfully designed split floor plan includes a private guest suite with its own full bathroom, making it ideal for multigenerational living, extended guests, or a private home office. The spacious luxurious ensuite bathroom with dual vanities and a large walk-in closet, while the secondary bedrooms also offer generous closet space. The flex room provides endless possibilities and can easily serve as a home office, media room, playroom, fitness room, or even a fifth bedroom to suit your family's needs. Built with energy-efficient features, this home combines modern comfort, lower utility costs, and quality construction with stylish finishes throughout. Located in the desirable Desert Moon Estates, residents enjoy walking trails, playgrounds, ramadas, BBQ areas, and tot lots. Conveniently located just minutes from Fry's Marketplace, Costco, shopping, dining, and everyday conveniences, with the future Harkins Theatre and the highly anticipated Verrado Marketplace just around the corner. Easy access to I-10 and major freeways makes commuting throughout the Valley effortless. Don't miss this incredible opportunity to own a nearly new home with premium upgrades and no waiting for new construction.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $59,421. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,049
Property typeSingle Family
MLS #7056470
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,475/mo
Source est. payment (PITI)
$3,009/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,421

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,421
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.