Properties / 24606 W Whyman Avenue
FHA ASSUMABLERate: 6.42%

24606 W Whyman Avenue

$410,000
Buckeye, AZ 85326
4 beds2 baths1,896 sqftSingle Family
The assumable advantage
6.42%
FHA assumed rate
$71,399 interest already paid off
Estimated Loan Balance$312,531
Cash to close$98,924
Est. Monthly PITI$2,555
Initial Loan Amount$324,318
Time on site50 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$97,469
Cash or secondary financing
Monthly savings
$373
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Welcome to this beautifully maintained, newer-construction home offering modern living in a quiet Buckeye community!! Built in 2023, this spacious 4-bed, 2-bath residence features an open concept layout, bright natural light, and stylish finishes throughout. The kitchen is the heart of the home with stainless steel appliances, ample cabinet space, a large island, and seamless flow into the dining and living areas--perfect for entertaining. The split floor plan provides privacy with a generous primary suite, walk-in closet, and dual-sink vanity. Three additional bedrooms offer flexible space for family, guests, or a home office. Enjoy low-maintenance landscaping, a covered patio, and a corner lot that adds extra breathing room. Additional highlights include smart-home features, neutral plank flooring, a 2-car garage, and energy-efficient construction. Close to parks, schools, and Buckeye amenities with easy freeway access. Move-in ready and an excellent value--this home is a must-see.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $97,469. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,896
Property typeSingle Family
MLS #7020564
CountyMaricopa County
Assumable loanFHA
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Prefer virtual tour?
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,045/mo
Source est. payment (PITI)
$2,555/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$97,469

Asking price minus remaining loan balance. Closing costs are additional.

$0$97,469
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.