Beautiful updated Phoenix home with so much to offer! Conveniently located near major highways and schools. The home has been beautifully remodeled, featuring an updated kitchen, new roof, and an extended back patio. Sitting on a huge lot with NO HOA, this property offers incredible flexibility with an RV gate in the front and alley access with a second RV gate, plus a storage shed/workshop. Enjoy your home on one side of the property while using the additional lot space for your toys, equipment, workshop, or business needs. So many possibilities!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $326,914. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.