This is a fantastic 3-bedroom, 2-bathroom single-family home on a private lot with a block-fenced yard, a detached 2-car garage, full-tile floors and tile baseboards, five ceiling fans, inside laundry, and desert landscaping in the front and back. The rooms are spacious, and the open kitchen and living room share a common, open floor plan to enjoy with friends and family, and it should not last long.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $24,477. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.