Properties / 33212 N 26TH Lane N
VA ASSUMABLERate: 6.5%

33212 N 26TH Lane N

$694,000
Phoenix, AZ 85085
4 beds4 baths2,700 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$41,389 interest already paid off
Estimated Loan Balance$634,071
Cash to close$60,539
Est. Monthly PITI$4,455
Initial Loan Amount$640,000
Time on site50 days
Remaining Term29 years
Seller's equity (what you pay)
$59,929
Cash or secondary financing
Monthly savings
$40
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

🔥 STEAL OF THE YEAR! 🔥PRICED BELOW MARKET VALUE, This stunning former model home is an absolute must-see--located just 5 minutes from the TSMC plant!✨ THE BIG TICKETS ITEMS SOLAR IS OWNED AND INCLUDED for massive utility savings BRAND NEW AC UNITS & TANKLESS WATER HEATER $124,471 in luxury upgrades (at legacy 2014 pricing!)🏡 THE LUXURY SPACE 4 Beds / 3.5 Baths + Den + massive Loft Chef's Kitchen: Smart WiFi/Bluetooth appliances & premium granite Owner's Retreat: Custom tile walk-in shower with a luxury rain head Premium Finishes: 3-car tandem garage, shutters, & soft water loop Pictures cannot do this justice. You genuinely have to walk through it to believe the value!!! I HAVE ALL THE UTILITY INFORMATION AND SOLAR INFO. JUST ASK ME THIS IS A MUST SEE!!!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $59,929. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,700
Property typeSingle Family
MLS #7000444
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,053/mo
Source est. payment (PITI)
$4,455/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,929

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,929
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.