Properties / 1910 W BELMONT Avenue
FHA ASSUMABLERate: 4.17%

1910 W BELMONT Avenue

$320,000
Phoenix, AZ 85021
3 beds3 baths2,400 sqftSingle Family
The assumable advantage
4.17%
FHA assumed rate
$55,758 interest already paid off
Estimated Loan Balance$127,427
Cash to close$193,527
Est. Monthly PITI$1,122
Initial Loan Amount$155,931
Time on site50 days
Remaining Term20 years, 8 months
Seller's equity (what you pay)
$192,573
Cash or secondary financing
Monthly savings
$1,120
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Welcome to 1910 W Belmont Ave! This well maintained 3 bed, 3 bath home offers a spacious and functional floor plan designed for comfortable everyday living. The inviting interior features generous living spaces, abundant natural light, and a seamless flow between the main living areas. The well appointed kitchen provides ample cabinet and counter space, making meal preparation and entertaining a breeze. The primary suite offers a private retreat complete with an en suite bathroom, while the additional bedrooms and bathrooms provide flexibility for family, guests, or a home office.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $192,573. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,400
Property typeSingle Family
MLS #7044086
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$767/mo
Source est. payment (PITI)
$1,122/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$192,573

Asking price minus remaining loan balance. Closing costs are additional.

$0$192,573
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.