INVESTORS WELCOMED 5-bed, 3-bath home! VA Assumable loan 2.5%. A great open floor plan paired with recessed lighting, wood-look tile flooring, and neutral paint throughout. 1st floor bedroom & Full Bath. The Kitchen displays white 42inch cabinetry with crown molding, stainless steel appliances, Quartz counters, subway tile backsplash, and a center island with a breakfast bar. The flexible loft is ideal for a TV or entertainment area. The expansive main bedroom has plush carpet in all the right places, an ensuite with dual sinks, and a walk-in closet. The private backyard includes a covered patio, pavers and artificial turf. Needs new carpet, paint and a deep clean
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $61,742. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.