Properties / 4210 S 94TH Drive
FHA ASSUMABLERate: 6.81%

4210 S 94TH Drive

$435,000
Tolleson, AZ 85353
5 beds3 baths1,954 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$87,846 interest already paid off
Estimated Loan Balance$401,590
Cash to close$35,124
Est. Monthly PITI$3,263
Initial Loan Amount$414,346
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$33,410
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome home to this spacious 5-bedroom, 3-bath residence in the desirable Sunset Farms community! Built in 2023, this thoughtfully designed floor plan offers flexible living space for families. Enjoy an open-concept kitchen and living area, generous bedrooms, and a private backyard. Conveniently located near schools, parks, shopping, dining, and easy freeway access. Priced at just $435,000--below comparable market values--this is an exceptional opportunity to own a newer home with instant equity potential. Don't miss out on one of the best values in Tolleson!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $33,410. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet1,954
Property typeSingle Family
MLS #7038264
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,719/mo
Source est. payment (PITI)
$3,263/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$33,410

Asking price minus remaining loan balance. Closing costs are additional.

$0$33,410
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.