Situated directly across from a beautiful community park in the heart of Cooley Station, this 3-bedroom plus den and upstairs loft, 2.5-bath Gilbert gem puts green space, fresh air, and room to breathe literally steps from your front door. The entire home is a blank canvas ready to make it your very own. Built in 2021 and thoughtfully maintained, the open-concept floor plan flows exactly the way a family home should -- a generous great room, upgraded kitchen, and a low-maintenance backyard with new turf made for Gilbert evenings under the stars. Then step outside the front door. Fry's Marketplace is a short walk for your morning coffee or weekly grocery run. Verde at Cooley Station is right around the corner -- Hash Kitchen for lazy Sunday brunch, The Brass Tap for Friday nights, live music on The Green, boutique shopping, and fitness studios. Walkable. Vibrant. Genuinely one of Gilbert's most exciting neighborhoods.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $27,042. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.