Take advantage of an assumable FHA loan with a low 4.85% interest rate! This beautifully maintained original-owner home sits on a premium corner lot next to a quiet greenbelt, offering both privacy and a welcoming neighborhood feel. Featuring 3 bedrooms, 2 bathrooms, and 1,504 sq ft, the open-concept great room and split-bedroom floor-plan create an ideal layout for both everyday living and entertaining. The spacious kitchen is designed to bring people together, complete with rich espresso cabinetry, granite countertops, decorative tile backsplash, pantry, pendant lighting, and a large island with breakfast bar seating. The backyard is designed for enjoyment with a covered patio, extended paver patio, and green grass - perfect for relaxing, kids, pets, or entertaining guests year-round. The private primary suite features dual sinks, an oversized walk-in shower, and a spacious walk-in closet. Additional features include a laundry room, extra hallway storage, and a 2-car garage. Located near parks, greenbelts, shopping, dining, and everyday conveniences, this move-in ready home offers comfort, functionality, and the added benefit of an assumable low-interest FHA mortgage.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $47,602. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.