Welcome to Rancho El Dorado! This charming 2-story home features 4 bedrooms, 2 baths + powder room, 2-car garage & inviting front porch. Bright, open interior offers high ceilings, wood-look flooring, carpet, spacious living & family rooms, and an eat-in kitchen with granite counters, wood cabinetry, recessed lighting & SS appliances. Upstairs features a versatile loft & generous primary suite with private bath & walk-in closet. Enjoy the covered patio & spacious backyard. Recent updates include water heater (3/2024) & stove (6/2025). HVAC has 10-year parts/labor warranty through 4/2033. Upstairs flooring warranty through 4/2028. New smoke/CO detectors with warranty through 1/2033. Near parks, golf, shopping, dining & Copper Sky!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $19,723. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.