Properties / 65 S SIENA Lane
VA ASSUMABLERate: 6.71%

65 S SIENA Lane

$425,000
Casa Grande, AZ 85122
4 beds3 baths2,541 sqftSingle Family
The assumable advantage
6.71%
VA assumed rate
$83,817 interest already paid off
Estimated Loan Balance$399,510
Cash to close$26,779
Est. Monthly PITI$3,022
Initial Loan Amount$412,000
Time on site50 days
Remaining Term27 years
Seller's equity (what you pay)
$25,490
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautifully maintained 3 year old, single-owner home in Casa Grande offering owned Tesla solar with a Tesla Powerwall 3 battery saving you $4,000+ a year in electric bills, and Tesla level 2 charger! 4 bedrooms, 3 bathrooms, with a bedroom and full bathroom on the ground floor, PLUS a spacious 3-car garage. Situated on an oversized 12,000+ sqft lot, this property features stunning mountain views. Enjoy a functional layout with perfect for guests or multi-generational living. The home has been immaculately cared for and still feels like new. Additional highlights include an RV gate, soft water loop and water softener, and ample outdoor space with endless possibilities. A rare combination of efficiency, space, and pride of ownership.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $25,490. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,541
Property typeSingle Family
MLS #7035516
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,673/mo
Source est. payment (PITI)
$3,022/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$25,490

Asking price minus remaining loan balance. Closing costs are additional.

$0$25,490
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.