Walk into $99,500+ in total upgrades save $42K in out-of-pocket aftermarket costs on top of the $57,503 in premium builder upgrades already packed into this home. See the list of upgrades to see what all this home has built in. One bedroom, a den and full bathroom on the first floor for easy access. 4 bedrooms, 2 bathrooms and a loft upstairs. Gas cooktop and double ovens make this a dream kitchen. You will feel like you have stepped into. an oasis in the backyard with vegetation that makes you feel like you are no longer in the desert. 2 pergolas that open and close provide lots of shade. VA loan assumption at 4.875% available for eligible buyers (those who qualify for a Veteran Affairs (VA) loan only) with approximately 25,000 out of pocket cash needed at closing. Aftermarket updates include: -$10,000 Professional Landscape backyard installation by FLEXX Landscaping (Smart Control for Irrigation & Lighting App controllable) -$8,900 High-quality Poly Plantation shutters professionally installed throughout the entire house by Rapid Blinds -$6,500 Concrete driveway extension, patio extensions, sidewalk front to back with a pad for shed and garbage can storage -$3,850 Two Mirador Louvered Pergolas installed/anchored to concrete as patio extensions -$2,500 Three 20A Electrical outlets professionally installed to the backyard on both pergolas -$1,900 Seamless Gutter system professionally installed (includes scupper on back patio roof spout) -$1,900 MeshTEC Ultimate Security Screen Door professionally installed (Home Depot) -$1,800 48,000-grain Water Softener & 5-Stage RO - TP35 tank (50 gal/day) installed before move-in -$1,000 Polyaspartic Coating professionally installed on all backyard concrete behind the gate -$500 3rd Party Professional Home Inspection completed November 2023 -$400 Shed installed/anchored to concrete with indoor lighting -$400 Replaced builder-grade sink disposal with Insinkerator Prestige 1HP (Lowe's) -$375 Wire shelving for Laundry Room storage -$350 Chamberlain Smart Garage Opener (corner-to-corner lighting & built-in camera) -$260 Schlage Encode Plus Smart Lock (utilizes Apple Homekit with Homekey) Additional Property Features: - Wyyerd Fiber to the Home Internet installed (up to 5GB speeds with no data caps). - Reme-halo air purification system and Wi-Fi wireless access points on each floor. Total: $42,135 List of builder upgrades is attached to the listing, if you are not working with an agent, the listing agent can supply a copy of this document.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $16,441. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.