3.99% Assumable FHA Loan! Qualified buyers can assume the existing 3.99% FHA interest rate through July 2027, adjusting to 4.99% for the remainder of the loan (buyer must qualify)--an exceptional financing opportunity that's becoming increasingly rare. Ideally located in one of Laveen's fastest-growing communities, you'll enjoy breathtaking mountain views and quick access to South Mountain Park & Preserve, one of the nation's largest municipal parks, offering miles of hiking, mountain biking, horseback riding, and spectacular desert scenery. Conveniently located near Loop 202, Downtown Phoenix, shopping, dining, and everyday amenities, this location perfectly balances outdoor adventure with city convenience. Built in 2025, this better-than-new 4-bedroom, 2-bath home sits on a premium ..... corner lot with beautiful mountain views and features a modern, thoughtfully designed floor plan that perfectly complements the incredible lifestyle this community has to offer.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $3,361. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.