Welcome to this beautifully maintained, one-owner home in the desirable Rancho Bella Vista South community! Situated on a premium corner lot, this move-in ready 4-bedroom, 2-bath residence offers 1,827 square feet of open, living space designed for today's lifestyle. The gourmet kitchen features granite countertops, Whirlpool stainless steel appliances, custom painted cabinetry, a center island, breakfast bar, and pantry, flowing seamlessly into the spacious great room, perfect for entertaining. The split primary suite offers a private retreat with a walk-in closet & en-suite bath, while the additional bedrooms also include walk-in closets for ample storage. Luxury plank vinyl flooring, 9-foot ceilings, dual-pane windows, ceiling fans. Step outside to a covered patio and private backyard.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $172,626. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.