Properties / 16336 E PALISADES Boulevard
FHA ASSUMABLERate: 3.3%

16336 E PALISADES Boulevard

$260,000
Fountain Hills, AZ 85268
2 beds2 baths1,073 sqftSingle Family
The assumable advantage
3.3%
FHA assumed rate
$36,765 interest already paid off
Estimated Loan Balance$93,639
Cash to close$168,102
Est. Monthly PITI$1,137
Initial Loan Amount$146,804
Time on site50 days
Remaining Term10 years, 10 months
Seller's equity (what you pay)
$166,361
Cash or secondary financing
Monthly savings
$675
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Darling 2 bed, 1.5 bath condo in desirable Fountain Hills! This lovely two-story home features an open living area with high ceilings, tile and carpet in all the right places, and a bright kitchen with ample cabinetry and essential appliances. Enjoy a spacious covered patio with parking just behind for easy access. Upstairs, each bedroom has its own balcony--one overlooking the pool, the other with mountain and Four Peaks views. Clean, bright, and move-in ready--an excellent opportunity for a variety of buyers seeking comfort and convenience. Located in a very quiet neighborhood within walking distance to the Fountain, shopping, schools, and just 10 minutes to Mayo Clinic.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $166,361. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,073
Property typeSingle Family
MLS #7040976
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$858/mo
Source est. payment (PITI)
$1,137/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$166,361

Asking price minus remaining loan balance. Closing costs are additional.

$0$166,361
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.