Assumable VA interest rate available on your updated 3 bedroom + office on a premier ⅕-acre lot located in town. The heart of the home is an inviting eat-in kitchen with a deep farmhouse sink, range hood, and bar seating overlooking a spacious great room with electric fireplace. The backyard extends your living space, as it is the perfect place to entertain on an Arizona evening with a full-length covered patio, real grass and low maintenance, extra-wide lot. You will enjoy an RV gate, insulated garage door, newer roof and HVAC. Back inside, you will find three bedrooms and a home office, providing plenty of flexible space. No carpet and a relaxing garden tub make this home a must see. This beautiful, thoughtfully upgraded home is move-in ready for you - and no HOA!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $15,982. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.