Charming single-level residence in the desirable Estrella Mountain Ranch community. Providing 3 beds, 2 baths, a 2-car garage, and a mature landscape. Discover a cozy interior with abundant natural light, a neutral palette. Eat in kitchen with stainless steel appliances, granite counters,, ample storage, a built-in desk, and an island w/breakfast bar. The primary bedroom includes an ensuite with dual sinks, a separate tub/shower, and a walk-in closet. Tranquility awaits in the Estrella Mountains. HVAC replaced in 2025, Roof replaced in 2026, Solar with battery backup and electric car charger installed in 2026
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $8,731. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.