Why buy new and then spend thousands finishing the house? Built in 2023, this 3 bedroom, 2 bath home already has some of the extras you often have to add after closing. The block fenced backyard is landscaped and includes a watering system and storage shed, while the front yard also has a watering system. Inside, the open floor plan connects the living, dining and kitchen areas, with granite counters, stainless appliances, refrigerator and pantry. The primary suite includes a walk-in closet, double sinks and private bath. Even the 2 car garage is ready for real-life storage with shelving and cabinets already installed. No HOA and move-in ready with the work already done!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $55,753. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.