Properties / 25932 W FIREHAWK Drive
FHA ASSUMABLERate: 3.16%

25932 W FIREHAWK Drive

$443,900
Buckeye, AZ 85396
4 beds3 baths2,629 sqftSingle Family
The assumable advantage
3.16%
FHA assumed rate
$51,578 interest already paid off
Estimated Loan Balance$251,648
Cash to close$194,545
Est. Monthly PITI$1,812
Initial Loan Amount$286,665
Time on site50 days
Remaining Term24 years
Seller's equity (what you pay)
$192,252
Cash or secondary financing
Monthly savings
$1,370
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

OWNED SOLAR--skip the solar lease! Seller is also willing to provide concessions or a credit toward an interest rate buydown, including potential 2/1 buydown options with an acceptable offer. This spacious 2,629 sq ft home features 4 bedrooms, 2.5 baths, and a desirable split floor plan. The open layout offers a modern kitchen with large island, granite counters, gas stove, and oversized pantry, flowing into the living and dining areas. The primary suite features a walk-in closet, double vanity, and oversized walk-in shower. Stylish finishes throughout and a backyard ready for your personal vision. New retail stores are planned nearby for added convenience!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $192,252. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,629
Property typeSingle Family
MLS #7021641
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,248/mo
Source est. payment (PITI)
$1,812/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$192,252

Asking price minus remaining loan balance. Closing costs are additional.

$0$192,252
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.