Properties / 17232 W ECHO Lane
FHA ASSUMABLERate: 4.64%

17232 W ECHO Lane

$635,000
Waddell, AZ 85355
3 beds3 baths2,542 sqftSingle Family
The assumable advantage
4.64%
FHA assumed rate
$0 interest already paid off
Estimated Loan Balance$1
Cash to close$634,999
Est. Monthly PITI$319
Initial Loan Amount$1
Time on site49 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$634,999
Cash or secondary financing
Monthly savings
$3,745
Versus today's market rate
Est. savings per year
$45K
Versus today's market rate

About this home

If Waddell isn't yet on your radar, it should be. Tucked into the West Valley near Surprise, Litchfield Park, Goodyear, and Glendale, Waddell offers convenient access to the places buyers already know and love while delivering a quieter, more spacious Arizona lifestyle. And this Granite Vista home gives you plenty of reasons to take a closer look. Two primary suites, a heated pool, a 4-car garage, and a dramatic 16-ft super slider come together in a home designed for the way people actually want to live today. The thoughtful split floor plan offers 3 bedrooms and 3 bathrooms, including two full primary suites, each with its own tray ceiling. The second suite also features a dedicated mini-split for added comfort and privacy, making it an ideal setup for multigenerational living, extended-stay guests, adult children, or anyone who wants a private retreat away from the rest of the home. Throughout the home, 10-ft ceilings create an open, airy feel, while plank tile flooring gives the main living spaces a clean, cohesive look that's both stylish and easy to maintain. At the heart of the home, the 16-ft sliding glass door nearly erases the boundary between indoors and out. Open it wide and the main living area becomes an extension of the backyard, creating an incredible setting for entertaining, relaxing, and enjoying Arizona's indoor-outdoor lifestyle. The home's desirable north/south exposure is another added bonus. Step outside and you'll find a heated pool that extends your swim season well beyond the summer months, giving you a backyard that can be enjoyed throughout much of the year. The 4-car garage is another feature that's increasingly hard to find. With its own mini-split, the space offers possibilities far beyond parking. Think home gym, workshop, hobby space, climate-controlled storage, or room for the cars and toys you've never quite had enough garage space for. The home is also equipped with thoughtful everyday upgrades, including a soft water loop and reverse osmosis system already in place. Located in Granite Vista, Waddell puts you near the White Tank Mountains and more than 30 miles of trails for hiking, biking, and exploring the desert. Easy access to Loop 303 connects you to shopping, dining, entertainment, and employment throughout the West Valley, while nearby Surprise, Litchfield Park, Goodyear, and Glendale keep everyday conveniences within easy reach. For buyers relocating to Arizona who may not have discovered Waddell yet, this is one of those locations worth knowing about: close to the conveniences of the West Valley, yet with a quieter desert-edge setting and room to breathe. With two primary suites, a heated pool, a climate-controlled 4-car garage, and an oversized slider built around Arizona living, this Granite Vista home delivers a combination of flexibility, space, and lifestyle that's getting harder to find.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $634,999. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,542
Property typeSingle Family
MLS #7057453
CountyMaricopa County
Assumable loanFHA
Tour this home
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$0/mo
Source est. payment (PITI)
$319/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$634,999

Asking price minus remaining loan balance. Closing costs are additional.

$0$634,999
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.