Properties / 2130 N CYPRESS POINT Way
FHA ASSUMABLERate: 3.06%

2130 N CYPRESS POINT Way

$485,000
Casa Grande, AZ 85122
4 beds3 baths3,552 sqftSingle Family
The assumable advantage
3.06%
FHA assumed rate
$40,043 interest already paid off
Estimated Loan Balance$235,920
Cash to close$250,642
Est. Monthly PITI$1,822
Initial Loan Amount$263,900
Time on site50 days
Remaining Term24 years, 10 months
Seller's equity (what you pay)
$249,080
Cash or secondary financing
Monthly savings
$1,729
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

Discover refined living in this exceptional semi-custom home in Casa Grande offering 3,552 square feet of thoughtfully designed space on an expansive 10,708 square foot lot. Featuring 4 bedrooms and 2.5 bathrooms plus a den, this home seamlessly blends luxury, comfort, and functionality with an open-concept layout perfect for modern living and entertaining. The inviting living room is anchored by a cozy gas fireplace, while the chef-inspired modern kitchen is designed to impress with generous prep space, stylish finishes, and an ideal flow for hosting family and guests alike. A heated and cooled office space provides the perfect environment for remote work, hobbies, or a private retreat. Unwind in the spa-like primary suite featuring a beautifully appointed bathroom designed for relaxation and tranquility. Additional highlights include a temperature-controlled extended-length 3-car garage, RV gate, water softener, and reverse osmosis water system for enhanced comfort and convenience. Combining upscale features with everyday practicality, this remarkable property offers the perfect balance of sophistication and livability in one of Casa Grande's desirable settings.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $249,080. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,552
Property typeSingle Family
MLS #7031221
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,131/mo
Source est. payment (PITI)
$1,822/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$249,080

Asking price minus remaining loan balance. Closing costs are additional.

$0$249,080
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.