Properties / 17805 W Daley Lane
VA ASSUMABLERate: 3.1%

17805 W Daley Lane

$450,000
Surprise, AZ 85387
5 beds3 baths2,183 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$44,747 interest already paid off
Estimated Loan Balance$293,382
Cash to close$157,248
Est. Monthly PITI$1,655
Initial Loan Amount$325,118
Time on site19 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$156,618
Cash or secondary financing
Monthly savings
$1,260
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Surprise buyers, WHY WAIT for a new build when this 5 bedroom home is move-in ready NOW!? 4 upstairs bedrooms plus a downstairs 5th bedroom and full bath provide plenty of space for the whole family or that much needed in-home office. Built in 2022 and situated on a larger corner lot, this home has the space you've been looking for plus extra upgrades already in place, including ceiling fans, blinds and security doors. The spacious open kitchen features granite countertops, stainless steel appliances, a large island and pantry. Upstairs, you'll love your oversized primary suite with dual sinks, walk-in shower and a HUGE walk-in closet! Step outside to a covered patio and partially finished backyard with paver and turf entertaining area--no starting from dirt here! Welcome home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $156,618. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,183
Property typeSingle Family
MLS #7070366
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,394/mo
Source est. payment (PITI)
$1,655/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$156,618

Asking price minus remaining loan balance. Closing costs are additional.

$0$156,618
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.