Discover this beautifully maintained home with NO HOA, a brand-new roof installed May 2026, and a solar lease for added energy efficiency! Ideally located just minutes from Cave Creek, shopping, dining, and the Loop 101 Freeway, this move-in ready home offers convenience and comfort. Inside, enjoy bright open living spaces with abundant natural light, wood-look flooring, and a neutral color palette. The kitchen features shaker-style cabinetry, quartz countertops, a breakfast bar peninsula, tile backsplash, and stainless steel appliances. The primary suite includes a private ensuite bath. The backyard boasts a covered patio, brand-new turf, paver seating area, and ample space to add a pool, BBQ area, or create your own outdoor retreat. A fantastic opportunity with major updates completed!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $122,040. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.