Seller offering a buyer concession toward closing costs or a rate buy-down with an acceptable offer! Move-in ready single-story 4-bedroom home in Augusta Ranch with a fully finished backyard, double gate, and fresh interior and exterior paint. The split floor plan offers privacy and flexibility, while the low-maintenance backyard with turf and an expansive paver patio is ready for entertaining from day one. Conveniently located near the neighborhood park, Augusta Ranch Golf Club, shopping, dining, and easy access to the US-60 and Loop 202.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $82,784. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.