Properties / 2130 E VIRGO Place
VA ASSUMABLERate: 3.93%

2130 E VIRGO Place

$849,950
Chandler, AZ 85249
5 beds3 baths3,825 sqftSingle Family
The assumable advantage
3.93%
VA assumed rate
$126,936 interest already paid off
Estimated Loan Balance$373,838
Cash to close$476,112
Est. Monthly PITI$2,658
Initial Loan Amount$448,000
Time on site22 days
Remaining Term21 years, 3 months
Seller's equity (what you pay)
$476,112
Cash or secondary financing
Monthly savings
$2,847
Versus today's market rate
Est. savings per year
$34K
Versus today's market rate

About this home

Set on a quiet cul-de-sac in the heart of Chandler's sought-after 85249 corridor, 2130 E Virgo Place delivers the perfect balance of luxury, functionality, and energy-efficient living. Thoughtfully maintained and beautifully presented, this exceptional residence offers the space and amenities today's discerning buyers desire. From the moment you arrive, the home's impressive curb appeal and expansive 4-car garage set it apart. Whether accommodating a collector's vehicles, recreational toys, a home gym, or additional storage, the oversized garage provides a rare level of flexibility seldom found in the area. Inside, generous living spaces are enhanced by abundant natural light, creating an inviting atmosphere that is both elegant and comfortable. The thoughtfully designed floor plan offers seamless flow between gathering spaces, making everyday living and entertaining equally effortless. Adding tremendous long-term value, the home features a fully owned solar system, allowing you to enjoy significant energy savings without the burden of a lease or monthly solar payments. Complementing this investment are newer HVAC systems, delivering modern efficiency, enhanced comfort, and peace of mind through every season. The backyard provides a private retreat with ample space to relax, entertain, and enjoy Arizona's renowned indoor-outdoor lifestyle. Whether hosting friends under the stars or enjoying a quiet evening at home, the setting is both peaceful and inviting. Located within one of Chandler's most desirable communities, residents enjoy convenient access to top-rated schools, championship golf, upscale dining, shopping, and major employment centers, all while enjoying the tranquility and prestige that define the 85249 lifestyle. A rare opportunity to own a home that combines exceptional garage space, meaningful energy efficiency, and refined living in one of Chandler's most coveted locations.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $476,112. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet3,825
Property typeSingle Family
MLS #7064619
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,165/mo
Source est. payment (PITI)
$2,658/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$476,112

Asking price minus remaining loan balance. Closing costs are additional.

$0$476,112
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.