Properties / 17623 W COUNTRY CLUB Terrace
VA ASSUMABLERate: 3.51%

17623 W COUNTRY CLUB Terrace

$350,000
Surprise, AZ 85387
3 beds2 baths1,328 sqftSingle Family
The assumable advantage
3.51%
VA assumed rate
$49,223 interest already paid off
Estimated Loan Balance$221,163
Cash to close$128,353
Est. Monthly PITI$1,382
Initial Loan Amount$251,849
Time on site1 day
Remaining Term24 years, 2 months
Seller's equity (what you pay)
$128,837
Cash or secondary financing
Monthly savings
$932
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Rare 2.625% Assumable VA Loan Opportunity! Situated on one of the largest premium lots in North Copper Canyon, this property features stunning mountain views, no rear neighbors, and an adjacent greenbelt for ultimate privacy. Step outside into a fully remodeled backyard oasis complete with pavers and artificial turf, perfect for enjoying fall mornings. Inside, enjoy a sun-drenched kitchen with builder-upgraded windows for maximum natural light, high-end fixtures, and a pristine epoxy-floored garage. Why buy a builder grade home when this one is available?

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $128,837. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,328
Property typeSingle Family
MLS #7071570
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,132/mo
Source est. payment (PITI)
$1,382/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$128,837

Asking price minus remaining loan balance. Closing costs are additional.

$0$128,837
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.