Properties / 11266 W HARRISON Street
FHA ASSUMABLERate: 3.62%

11266 W HARRISON Street

$385,000
Avondale, AZ 85323
3 beds3 baths1,964 sqftSingle Family
The assumable advantage
3.62%
FHA assumed rate
$55,181 interest already paid off
Estimated Loan Balance$204,620
Cash to close$182,234
Est. Monthly PITI$1,548
Initial Loan Amount$236,634
Time on site50 days
Remaining Term23 years, 1 month
Seller's equity (what you pay)
$180,380
Cash or secondary financing
Monthly savings
$1,179
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

LOCATION!!!!! Home designed for modern living in one of Avondale's most established and welcoming neighborhoods. This property offers a unique combination of structural integrity and creative potential, making it an ideal choice. This home is the expansive upstairs open space. This versatile loft area provides the ultimate flex-home office or a dedicated play area. Living area of in the 19 hundreds this additional open-concept space ensures the home feels airy and adaptable to any lifestyle. Local amenities you will enjoy.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $180,380. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,964
Property typeSingle Family
MLS #7026897
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,091/mo
Source est. payment (PITI)
$1,548/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$180,380

Asking price minus remaining loan balance. Closing costs are additional.

$0$180,380
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.