Properties / 14528 W CAMERON Drive
VA ASSUMABLERate: 3.55%

14528 W CAMERON Drive

$620,000
Surprise, AZ 85379
4 beds3 baths3,282 sqftSingle Family
The assumable advantage
3.55%
VA assumed rate
$68,854 interest already paid off
Estimated Loan Balance$110,094
Cash to close$509,906
Est. Monthly PITI$1,074
Initial Loan Amount$164,619
Time on site6 days
Remaining Term16 years, 2 months
Seller's equity (what you pay)
$509,906
Cash or secondary financing
Monthly savings
$2,909
Versus today's market rate
Est. savings per year
$35K
Versus today's market rate

About this home

Absolutely stunning home located in a gated community close to schools and shopping. This home has been remodeled and shows like a model home. From the stunning kitchen with custom cabinetry and granite countertops to the open familyroom with new high end flooring and 4'' baseboard. The lighting has all been updated to give this home an elegant modern feel. With almost 3300 sq' it offers tons of room for those who work from home or need an extra bedroom downstairs. A plus is the extra large master bedroom, his and her sinks in the bathroom. Backyard is cozy with low matentiance landscaping and built in fireplace. Charge your electric vehicle in your own garage which also has starage cabinets. Seller just purchased a new trane A/C last year. Many great things about this one! Don't miss out!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $509,906. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,282
Property typeSingle Family
MLS #7076413
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$747/mo
Source est. payment (PITI)
$1,074/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$509,906

Asking price minus remaining loan balance. Closing costs are additional.

$0$509,906
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.