Welcome home to this charming ranch in the heart of Prescott Valley! This move-in-ready home offers comfortable living and features stainless steel appliances, luxury vinyl flooring, and a bright living room with large front-facing windows. The spacious, privacy-fenced backyard includes a paver patio, play structure, and gazebo—perfect for outdoor entertaining or relaxation. RV parking, a covered carport, and no HOA add convenience and value. Situated on a .20-acre lot, close to shopping, dining, and local parks, this home is ideal for first-time buyers, retirees, or those seeking a second-home escape. Schedule your tour today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $39,300. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.