Better than new and built in 2020, this exceptional single-level home sits on a premium cul-de-sac lot at Reserve at Black Mountain community. Offering 2,468 square feet, 3 bedrooms, a dedicated office, and a 3-car garage, this home combines modern luxury with the low-maintenance lifestyle today's buyers are searching for. Designed with timeless elegance and modern sophistication, this impeccably maintained home showcases luxury finishes, thoughtful craftsmanship, and seamless indoor-outdoor living. From the moment you arrive, the custom wrought iron entry door sets the tone for the exquisite details found throughout. A welcoming private courtyard creates an inviting first impression, while the expansive foyer leads to a spacious den, perfect for a home office, library, or additional flex space. The heart of the home is an impressive gourmet kitchen where beauty meets function. Featuring striking quartz countertops, premium Monogram stainless-steel appliances, an oversized center island with breakfast seating, custom cabinetry, and an expansive walk-in pantry, this space is designed to inspire everything from intimate dinners to grand entertaining. The adjoining formal dining room provides the perfect setting for memorable gatherings. The open-concept great room is enhanced by dramatic panoramic sliding glass doors that effortlessly blend indoor and outdoor living, filling the home with abundant natural light while creating an ideal space for entertaining. Designer lighting, wood-look tile flooring, integrated surround sound inside and out, a central vacuum system, and numerous builder upgrades further elevate the home's sophisticated appeal. Escape to the luxurious owner's retreat, thoughtfully designed as a private sanctuary. The spa-inspired ensuite offers dual vanities, a deep soaking tub, an oversized rain shower, and an extraordinary custom walk-in closet with premium built-in shelving and organization. Step outside to your own resort-inspired backyard where every detail has been carefully curated. Relax beneath the expansive covered patio, entertain under the custom ramada, or enjoy the beautifully designed paver patio and lush artificial turf--all enhanced by outdoor surround sound and TV connections, creating the perfect Arizona lifestyle. Additional premium features include a spacious three-car tandem garage with the capability for a 50-amp connection, owned solar panels for enhanced energy efficiency, a well-appointed laundry room with utility sink, generous storage, and exceptional attention to detail throughout. Perfectly situated just moments from scenic hiking trails, championship golf, upscale dining, boutique shopping, and the vibrant charm of Cave Creek, this remarkable home also offers the everyday convenience of Starbucks just a short walk away. Luxury, comfort, and location come together to create a residence that is as impressive as it is inviting.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $420,235. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.